Oto

Freemium

A tool for freelancers to automate invoicing, time-tracking, client management, and payment processing.

Oto is a freelance automation platform that integrates invoicing, proposals, and contract management into a single interface. Key features include time tracking with live timesheets, expense monitoring, and a client CRM, alongside support for 135+ currencies and automated payment reminders. It is designed for freelancers and remote workers seeking to centralize business operations and payment processing (verified: 2026-01-30).

Jan 30, 2026
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Pricing: Freemium
Last verified: Jan 30, 2026
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Key facts

Pricing

Freemium

Use cases

Freelancers needing to generate and send unlimited invoices and proposals to clients for project-based work (verified: 2026-01-30), Independent contractors tracking billable hours and sharing live timesheets with clients via web links (verified: 2026-01-30), Remote workers managing international transactions by accepting payments in over 135 different global currencies (verified: 2026-01-30)

Strengths

Users can manage unlimited invoices, proposals, contracts, and time tracking entries even on the free tier (verified: 2026-01-30), The platform supports secure payment processing through integrations with Stripe and PayPal for credit card transactions (verified: 2026-01-30), Automated features include recurring invoicing for retainer fees and automatic payment reminders for overdue client accounts (verified: 2026-01-30)

Limitations

The Free and Starter plans restrict the number of clients a user can manage to one and two respectively (verified: 2026-01-30), Custom branding and custom contracts are unavailable to users on the Free tier and require a paid subscription (verified: 2026-01-30)

Last verified

Jan 30, 2026

Strengths

  • Users can manage unlimited invoices, proposals, contracts, and time tracking entries even on the free tier (verified: 2026-01-30)
  • The platform supports secure payment processing through integrations with Stripe and PayPal for credit card transactions (verified: 2026-01-30)
  • Automated features include recurring invoicing for retainer fees and automatic payment reminders for overdue client accounts (verified: 2026-01-30)

Limitations

  • The Free and Starter plans restrict the number of clients a user can manage to one and two respectively (verified: 2026-01-30)
  • Custom branding and custom contracts are unavailable to users on the Free tier and require a paid subscription (verified: 2026-01-30)

FAQ

What are the primary differences between the Free and Pro subscription plans?

The Free plan allows for unlimited invoices and time tracking but limits the user to managing only one client. In contrast, the Pro plan provides management for unlimited clients, unlimited AI credits, unlimited file storage, and removes limits on email communications (verified: 2026-01-30).

How does the platform handle time tracking and reporting for client projects?

The tool includes a time tracking feature that allows freelancers to record all work hours without limits. Users can generate online timesheets to share as web links or PDF downloads, and clients can monitor work progress through live updates (verified: 2026-01-30).

What payment processing options and currencies are supported for international freelancers?

The system integrates with Stripe and PayPal to facilitate secure online payments. It supports over 135 global currencies and allows freelancers to collect deposits, accept partial payments, or use direct payment links for client transactions (verified: 2026-01-30).